budgeting


  • Monthly Budget – Introduction

    Monthly Budget – Introduction

    Helping students understand and implement a monthly budget is challenging, especially for students with disabilities that make it harder for students to conceptualize abstract ideas. I previously posted about a full budget activity. This post shows a means of scaffolding the concept of partitioning money in a budget context. The idea is to keep it…


  • Overspending Activity at B&N

    Overspending Activity at B&N

    Budgeting and explaining the act of overspending are complex topics to address. This post details an authentic experience for overspending, but in a safe setting. Background I have previously posted about a running bank balance, gift card balance, and a comprehensive set of budgeting activities. These are activities that simulate various aspects of budgeting. When…


  • Running Bank Balance Activity

    Running Bank Balance Activity

    The use of cash as a payment method is declining. This has implications for how we teach money, consumer math, and life skills math. This is especially true for students with special needs who need more concrete representations of math. This post presents an activity to practice with a running bank balance. Cash vs Card…


  • Gift Card Balance Activity

    Gift Card Balance Activity

    Shopping is surprisingly more complex that we realize for many students who are working on life skills math. Staying within a spending limit is one issue. The concept of a running balance is another. In this post, I detail an activity in which a gift card in real life and ones in simulations are used…


  • Weekly Food Budget Activity

    Budgeting is a challenging topic for many students with special needs. The process has many components, multiple steps, and involves application of money and shopping math topics. This post describes an activity to develop competence in budgeting by shopping for a food for a week with a money limit. Google Document The activity is presented…


  • Realistic Monthly Budget Activities

    Realistic Monthly Budget Activities

    I have found that most students have little understanding of the living expenses and take home pay. This post provides details of a monthly budget plan that is useful for all levels of students and can be customized accordingly. Here is a link to a Google Document with all components: job, take home pay, list…